Meet It or Beat It Pricing Guarantee
Compare a written competitor offer for similar or the same services under Electronic Payments’ pricing guarantee. Chris can explain the details and review your options.
Get a free statement review ↗View PricingIndependent. Personal. Focused on you.
Get clarity on your processing costs and payment options—with a real person in your corner.
Explore your opportunities
Ask Chris which Electronic Payments programs fit your business. Eligibility and provider terms apply.
Compare a written competitor offer for similar or the same services under Electronic Payments’ pricing guarantee. Chris can explain the details and review your options.
Get a free statement review ↗View PricingExplore qualifying desktop and countertop terminal options through Electronic Payments’ Free Terminal Program.
One free terminal per qualifying Merchant Identification Number (MID). Additional terminals are available for purchase.
Program details
Device availability, eligibility, and program terms apply. Processing and other applicable fees may apply. Ask Chris about placement and equipment-return requirements.
Clover: Free Clover POS placement may be available based on monthly processing volume and program eligibility. Ask Chris about qualifying devices and thresholds. Software, processing, and other applicable fees may apply.
Exatouch: Select industries and eligibility requirements apply.
No-cost POS hardware for qualifying new Electronic Payments merchants in select industries: liquor stores, QSRs and fast food, convenience stores and delis, butchers and meat markets, CBD/tobacco/vape shops, and adult-themed retail.
Program details
Subject to processing volume and program eligibility. Software, processing, and other applicable fees may apply. Program terms and conditions apply.
A clear look at fees and pricing.
Solutions shaped around your business.
Direct access to Chris Hayes.
Payment solutions
At the counter, on the move, or online. Let’s explore a setup that fits the way you work.
Explore surcharge programs, dual pricing, and traditional interchange-plus pricing. Chris can help you compare the options for your business.
Program availability depends on your business and applicable requirements.
DiscussTake payments on the move with mobile devices or a free payment app on your personal smartphone. Processing charges apply.
Explore mobileClover, Exatouch, and Genius options for your business. Free Clover POS placement may be available based on monthly processing volume and program eligibility. Free Exatouch POS placement may be available for qualifying businesses in select industries. Software, processing, and other applicable fees may apply. Ask Chris about qualifying devices and thresholds.
Explore POSFree virtual terminal options through our processor partners for phone orders, invoicing, and office payments. Processing charges apply.
Explore virtualMultiple desktop and countertop choices, including free terminal placement through select processors, subject to eligibility and program terms.
Explore desktopSelect processors offer a free gift card program with custom card design included. You pay for the cards themselves. Availability and eligibility depend on the processor.
Explore gift cardExplore online store payments, payment links, and recurring billing through our processing partners. Chris can help you find options compatible with your business.
Explore onlineConnect payments with supported QuickBooks Desktop workflows through ProCharge. Chris can help confirm your edition, version, and compatibility.
Explore QuickBooksOur payment partners






Free statement review
Upload a recent processing statement for a free review. Chris can walk through your statement, explain the fees, and help you compare your options.
Opens Dropbox in a new tab. No Dropbox account needed. Please redact bank account numbers, tax IDs, and any cardholder information before uploading. Include your business name and contact email.
How you take payments, what works, and what you’d like to improve.
Review your processing costs and ask the questions that matter.
Make an informed decision about your next step.
Meet your point of contact

Christopher Hayes, Owner and Founder of Card Options Processing Solutions LLC, brings nearly two decades of merchant services experience and over 30 years of business-to-business experience, including payroll services.
That background shapes a practical, personal approach: understand how your business works, explain your payment options clearly, and help you find a setup that fits. Based in Pittsburgh and serving businesses nationwide, Chris works directly with business owners reviewing their current processing or exploring new solutions.
Speak withLet’s get started
Serving businesses across the USA.
Local roots in Western PA, Western NY & Eastern Ohio.
Let’s talk about your processing costs, equipment, and what you need next.
chris@getcardoptions.com